RBI Licence No. RPCD .CO-OP(H).7/05.08.01/2009-2010

DEPOSIT SCHEMES



Savings Bank Account:

• Save while you can, draw when you need it.

• An account for individuals, non-trading organizations and permitted institutions etc.

• Minimum Balance amount: Rs.500/- without cheque book facility.

• Minimum Balance amount: Rs.1000/- withcheque book facility

• Minors above the age of 10 can also open a Zero balance SB account and get Junior Debit cards with cash withdrawal of Rs. 5,000/- (daily limit) and POS limit of Rs. 2000/- can be availed. However, they are not entitled for Cheque Book, Overdraft/TOD.

• The ATM Facility Provided to All

• The interest on Saving Bank Accounts is 4%.


No Frill Account ( Savings Bank Account)

• Basic bank account to all house holds

• Savings account with basic facilities can be opened with NIL balance.

• The objective is to enable under privileged house-holds to have access to financial, insurance and extension schemes for socio-economic development.


CURRENT ACCOUNT:-

• Current Account with cheque book facility is offered by the Bank to its corporate and business clients.

• Clean and secured overdraft facility is also provided on the Current Account.


Fixed Deposit

“It is safe, Liquid and fetches high returns”

When you want to invest your hard earned money for a longer period of time and get a regular income, our Fixed Deposit Scheme is ideal.




How much can you invest?? • Minimum: Rs.100/-
• Maximum: No Ceiling
Period of Deposit• Minimum: 45 days
• Maximum: 120 months
High ReturnsAttractive rates as applicable from time to time
Interest Payment• Monthly,
• Quarterly,
• Half-yearly
• Yearly(depositor's choice)
Easy Liquidity• Closure before Maturity permissible.
• Loan against deposit available.

Kamadhenu Deposit

“Our re-investment plan that multiplies your money” Apart from safety and liquidy, it offers you the highest growth option (Compound interest)


• Quarterly

How much can you invest?? • Minimum: Rs.100/-
• Maximum: No Ceiling
Period of Deposit• Minimum: 12 months
• Maximum: 120 months
High ReturnsAttractive rates as applicable from time to time
Interest Payment
Easy Liquidity• Closure before Maturity permissible.
• Loan against deposit available.

Recurring Deposit:

"Make saving habit a rewarding recurring habit."

Ideal for convenient savings.Enables to build up a sizable capital in a regular and systematic way.



How much can you invest?? • As Low as Rs.100/-per month (in multiples of Rs.50/-)
• Maximum: No Ceiling
High ReturnsAttractive rates as applicable from time to time. Interest compounded every quarter.
Liquidity• Closure before Maturity permissible.
• Loan against deposit available.

Senior Citizens are offered an Extra interest of 0.50% on all their term deposits of one year and above.


Interest Rates from 19.10.2018

S.NOPeriod of DaysRate of Interest (%)For Senior citizens above 60 years
145 Days5.756.25
246 to 90 days6.507.00
391 to 180Days6.757.25
4181 to Below 1 Year6.807.3
51 year to below 2 Years7.608.10
62 years to below 3 years7.007.50
73 years and Above7.007.50

Special Deposit Scheme i.e. “Beechupally Sree Anjaneya Swamy Special Deposit” the rate of interest for the Scheme is 7.50% for the period of 333 days. The scheme is valid till 21.01.2019, the minimum Deposit should be Rs.5000/-

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