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RBI Licence No. RPCD .CO-OP(H).7/05.08.01/2009-2010

Gold Loans



Bank Gold Loan is the ultimate solution for your financial needs. You can avail Gold loan whenever you need funds for education of children, business expansion, down payment for purchase of property or automobile, medical emergency, holiday with family, agricultural needs etc.

Just walk into the nearest DCCB branch offering Gold Loan with your jewelry and avail Gold Loan in matter of minutes. Gold Loan can be availed by pledge of gold ornaments with minimum paper work and low interest rate.


Features & Benefits

    • Easy and hassle-free loan process.
  • • Loan will be granted after getting the jewels duly appraised by the jewel appraiser engaged by the Bank.
  • • 22 carat Gold is accepted as security.
  • SECURITY :

  • Pledge of gold ornaments duly verified for quality & quantity
  • Documents Required

  • • Application for Gold Loan with two copies of photographs.
  • • Proof of Identity with proof of Address
  • • Witness Letter in case of illiterate borrowers.
  • Time of Disbursement

  • • DP note and DP Note Take Delivery Letter.
  • • Gold Ornaments Take Delivery Letter.
  • • Undertaking– Ownership & Source of Gold by the Applicant

Gold Loans

Product

GL code

RoI (%)

Tenure

Per Gram

Maximum amount

Documentation

Gold loan-Normal

5040

10.00

1 Year

4900/-

     200,000.00

Pledge the jewel

Gold loan-Normal

5042

10.25

1 Year

5100/-

 2,000,000.00

Pledge the jewel

Gold loan-Express

5041

10.50

6 Months

5100/-

 2,000,000.00

Pledge the jewel

Our Services



Account Opening

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Deposits

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Gold Loans

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Agri Loans

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Vehicle Loans

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Lockers

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Home Loans

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Other Loans

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Related Links

RBI

IBA

 

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